It's the time of year I always dread-pretending to see into the future and know what medical issues will crop up in the next 12 months and predicting what is the most cost-effective insurance plan for the year. The husband and I just had "the talk" and soon we will commit to the plan that may or may not be best for us, because really who can see and anticipate the next 12 months-if you can-call me!
Seriously though, I am so grateful that we have insurance-whether we use it or not. It's good to know as issues to crop up-no matter how minor-that we are covered and this will not destroy us. It may not always be exactly what we need on any given day, but it's better than what a lot of people throughout the world have and for that I am thankful.
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